There are various investment alternatives available in the market. However, with the economy going down, you are thinking twice on where to put your money. Especially if the money came from your hard work, you want profits than losses. Not all investments can promise affluence in the future. There are many cases of failure in investing too. Of course, the successful ones were often heard of. You can read from magazines some successful investors. It's very lucky for them to be millionaires in an instant. If you are still new in the world of investing, better be conservative like having safe investments.
Don't go for stock market for it's too much risky. The stock price can go up or down in the market. You can't be sure whether you can survive in there. Majority of the beginners in the stock market fail in their initial investments. Volatility is the main characteristic of stock prices. You will just gamble your money and it's not very favorable on your part. If you will put your money in banks, well financial institutions today are going down. You have to be very careful in your investing decisions. Even the real estate industry is collapsing. What you need are safe investments in order to realize a profit.
The income is not very high but at least you will have returns. One good example of a safe investment is investing in bonds. Investments in bonds pays out an assured interest and you will receive an income semi-annually or yearly. The interest is fixed and you won't worry at all. However, this kind of investment is long-term. If you don't intend to take you're money anytime, then investment in bonds might be right for you. You have to hold on it for a period of time before you can get your money. It's like a form of savings- after say 10 years you will have money.
It's really a conservative type of investment. In safe investments, you can avoid losses as much as possible. The main consideration is protecting your money. The risk involved will be minimal unlike other type of investments. An assurance of your money going back to your own hands is positive. You will not be wasting hard-earned money. Moreover, you won't have many decision-making to do. You won't think of strategies on how to gain profits. It would be less effort on your part, right? There are other safe investments which are not typical for investors. You can also go for collecting stamps.
Probably you are doing it but you're just not aware that it's one way of investing. There are many stamp collectors but some do it just for fun or something else. The value of stamps never loses value especially those rare ones. You can sell it and still realize profits. It sounds pretty much easy collecting. Collectibles are also included in safe investments like old comic books and valuable antiques. You can sell it in an auction and you might be surprised on the price some buyers are willing to pay. Investing is really a good option for you to prepare for your future.
Just remember to find profitable ones.