Payday loans are for people who are short on cash and that next paycheck is just a bit too far away. There have always been storefronts where one could get a payday loan but now it is possible to an http://www.paydayloansmania.com. However, what makes it difficult for a lot of people to one online is the requirement to fax documents. Knowing that problem, the Internet again has a solution with sites that provide http://www.paydayloansmania.com/nofaxpaydayloans.htm. Your past or current credit rating do not matter. Simply file out a short three minute application, submit it and approval can be in as little as an hour.