A program TopEarnMoney (topearnmoney.com) has been operating for almost a year (since May 2010) and the admin of it is known as not the most active one. He hasn't made any major changes to his program, however, he has been paying out without problems all this time. TopEarnMoney started up with three investment plans which offered 101-102% after 3 days ($10 and more), 115-125% after 30 days ($100 and more) and 139-155% after 60 days ($1,000 and more).
Then in August 2010 the addition of a fourth plan offering 107% after 10 days was announced (read about it here). And that was probably the only addition made in the program. However, just recently we received a newsletter from TopEarnMoney informing that the investment plans had been changed and now there are three of them:
- Daily Plan offers up to 1.6% daily for 315 days with principal returned on expiry. Interest is accrued on calendar days (including weekends)
- • $10-$1,000 0.9%
- • $1,001-$5,000 1.1%
- • $5,001-$10,000 1.3%
- • $10,001- $50,000 1.6%
- Short-term Plan brings 107% after 10 days with minimum deposit amount $10.
- Medium-term Plan offers 125% after 30 days. The minimum deposit amount is $100.
TopEarnMoney accepts LibertyReserve and PerfectMoney. Well, as you can see, the investment plans did not change significantly and still offer reasonable interest rates. The only difference is that now you can make a deposit in a daily plan. Therefore I won't warn you against investing in this program, however you should not forget that any changes might be for good as well as for bad.