Updated: 05/24/2013 19:40
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hyip informational survey 245
Please take your time to read the HYIP Informational Survey 245 published by Brett Sherpan on May 24, 2013
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Please take your time to read the HYIP Informational Survey 245 published by Brett Sherpan on May 24, 2013

Dear readers and investors! The HYIPNews team would like to offer the regular HYIP informational survey at your attention. The informational survey is published to deliver the hottest information from the world of HYIPs online, including the news of the programs online, the list of problem programs and closed HYIPs, the news of payment processors and HYIP blogs. The openings section is also provided at your attention to introduce the new HYIPs, both added to HYIPNews listing and simply launched online within the latest 3 days. As usually the regular HYIP informational survey starts with the Top Choice section that shows TOP programs listed at HYIPNews.com. The exclusive part of today's HYIP informational survey provides the professional interview of the HYIP program, Tetra Funds.

Top Choice

The TOP 10 investment of this week are presented at your attention. Split into two sub-sections, take a look below, please:

HyipNews Choice

The first 5 are proven programs, which are assigned with maximum admin rating at HYIPNews monitoring. See the list below:

1. SecureAssets

Listed: 44 daysProfit: 2.2-2.8% daily!Term: up to 100 business days!

2. Australian Business Group

Listed: 294 daysProfit: 1-2.2% daily!Term: up to 80 calendar days!

3. Pure Income

Listed: 114 daysProfit: up to 2.3% daily!Term: up to 180 calendar days!

4. Emperor Fund

Listed: 246 daysProfit: 1-4% daily!Term: up to 365 calendar days!

5. After90Days

Listed: 332 daysProfit: 108% after 1 month! 2% weekly for lifetime!Term: up to 30 calendar days!

Sticky Listing

And here in this list, please take your time to look through the 5 TOP sticky listed programs and those paid-promoted at HYIPNews.com. See the list of these programs below:

HytexAG Ltd

Listed: 86 dayProfit: 1.5-8% daily!Term: up to 50 calendar days!

Malaysian Inc

Listed: 102 daysProfit: 1.6-2.95% daily!Term: up to 120 business days!


Listed: 61 daysProfit: 129-2089% after 1-60 days!Term: up to 60 calendar days!

Flash Income

Listed: 87 dayProfit: 128-418% after 1-10 days!Term: up to 60 calendar days!


Listed: 38 daysProfit: 140-3400% after 1-35 days!Term: up to 100 calendar days!

The main disappointment of today's informational survey and Top Choice particularly is the Allientus HYIP, which got blacklisted recently. Obviously it was removed from the Top for being a Scam. Instead of Allientus,Emperor Fund has been included in the HYIPNews Choice section. Hope it will last longer and remain on top for as long as possible, at least so far there are no reasons to think of soon closure. Speaking about the Sticky Listing, there is also one change here - After100Days, which is not paid promoted has been replaced with RaceInvest, the HYIP, which purchased Sticky Listing. Since this section of the Top Choice section basically shows the programs, located above the main listing as Promoted, RaceInvest has replaced After100Days, whose promotion status expired.


The list of the new programs below introduces a number of new programs added to the HYIPNews listing and those, launched online. As usually HYIPs, added to listing are on Top with the details about their investment offer.

FX-You 1-2.5% daily up to 90 calendar days!
Trusted Fund 125-1480% after 1-15 days!
Big Rich Group 26-30% daily for 5 days 140-1000% after 5-30 days!
FlyHigh Capital 4-7% daily up to 30 calendar days!

Atlantistrade Capitalplus Dollarsbroker Dremwork Foododds Getinstantwithdraw Goldreservefunds Hourlyfund Imperialinvestmentcorp Investgoldhouse Investret Money-starts Onegolddollar Pay-holiday Proforexfunds Skipuprofit Solarygain Vip200money Enjoymoney Prudent-earnings Zoomroi

The Openings section is not that numerous. The first part includes 4 new programs. They were added to the HYIPNews monitor. Good luck to the admins! As for the rest, there certainly may be several programs worth investors' attention. One thing is recommended in any case. Before joining a HYIP, remember, due diligence is a must to do! Make your investment choice thoroughly and wisely, dear investors!


Paris Palms - not paying
Stable INV - not paying
LTE Capital - not paying
Luxury Life - not paying
BanksPay - not paying
Unique Investment - not paying
Wallet Tree - not paying
Trade 1 - not paying
Optimax Inv - not paying
HyipInvest - not paying

The problem section today is nearly of the same size it was this Tuesday. Every time more and more new programs become problematic and dangerous for investing. Among all those given last time as Problem, nearly all have been moved to closures and just two moved to the Good News section, of which we'll talk later on in the survey. As for the current list, back again, the programs given above are dangerous for investing at least on this stage. It is highly recommended to stay away from depositing funds and if possible to use the pre-closure option and take your principals back.


Allientus (193 days), Oil Trust Fund (39 days), Extra Finances (30 days), Forex Asset (23 days), Share Alliance (10 days), Nature Inv (7 days), Gain Capital Ltd (8 days), Pays 7 Days (21 days), 40DaysForex (9 days), Aurora Union (23 days), Jango (31 days).


RonWards proudly announces the mark of 60 calendar days online. New features will be added for more powerful cooperation experience of investors with RonWards. The admin tolerates the idea of comfort work, so from now on everything will be done for the members could get the best investment experience to the project.

The admin of the project JLBCO is glad to announce the project is 30 days online with stable payouts. The project is growing smoothly, better than it's been expected. The first month of work is the most important for any type of business and for theJLBCO project this month has been totally positive. Solid background has been set for permanent growth of the company and the investment program. The team of the project claims to work hard for satisfying the needs of investors and making regular payouts.

Secret Creations has decided to change the investment terms to attract more attention from the investors community. As reported, the project is receiving many negative reviews, and basically it is not accepted by the majority of listing services and individual investors. After making some negotiations with the HYIP industry leaders, the admin ofSecret Creations has come to conclusion the main reason for being not tolerated by the HYIP investors' community is that initially principal was included into the profit declared and not returned upon the plan expiry.
With a view to minimize negative feedback and improve the positions of the project on the market, administration of the project has decided to change the terms and enable the principal return at the end of the investment term for all the programs offered by Secret Creations.
Please have a look at the new plan details, which are valid from now on:
New Plan Details:
$10 to $99. 2% for 100 days plus principal. Total return = 300%
$100 to $499. 2.2% for 100 days plus principal. Total return = 320%
$500 to $5000. 2.5% for 100 days plus principal. Total return = 350%
As reported the changes are already valid and the necessary changes have been made to the website of Secret Creations. In case any questions arise, you may contact the support of the project directly.

Another newsletter has been posted by one of the most interesting HYIPs currently working online and listed at HYIPNews.com - Earning Alliance. We all got used to publishing the newsletters from this HYIP on a weekly basis with the reports on goals completed, new goals announcements, some trading results and market news. This time is not an exception. The latest newsletter fromEarning Alliance looks very much similar to all those published before.
As for the goals reached, they were 2200 registered members and $120k. It is a pleasure to announce that as claimed by Earning Alliance, these goals have been surpassed in over 30%. The new goals set are now a bit exclusive. This time Earning Alliance claims to have 20 registered representatives and $25k in profits from the DAX30 Index funds by May 29.
As for the market news, after announcements made by the European Central bank showing a new record of commercial superavit (1.8%) in March, the European stock market got stronger unlike the American market, which has gone down, but remained stable after speculations concerning the end of the stock buying program by the Federal Reserve.
Another great achievement is the significant increase of investors rate referred directly by the affiliates ofEarning Alliance compared to the investors that come from banner ads or AdWords. The rate is 68%. Congratulations!

HYIPNews Events

HYIPNews is glad to announce the return of the project to social networks. Till recently we were not paying much attention to the development of our HYIP monitoring and media portal on the social networks.
We are glad to report that starting from now on you can watch the latest news from HYIPNews on popular social networks: Facebook, Twitter and Google+. The links to the official pages can be found above. Besides, the social network block has been added to the website. It can be viewed in the right column of the HYIPNews.com website.
Hope, this innovation will draw your attention, dear readers and you will enjoy watching the latest news on popular social networks online. For any assistance, suggestions or comments about HYIPNews going social, don't hesitate to contact our support department by opening the ticket following the link.

Today we are also glad to offer the professional review of Tetra Funds - an interesting program online. The program is potentially a long-run one and hence our interest towardsTetra Funds is getting increased on the background of many fast scam programs. The program is being listed at HYIPNews for only 16 days. So far so good, but let's try to look deeper into it.

1. Introduction, First Impression!

So let's take a quick look at the website of Tetra Funds. First thing that catches eye is bright design and friendly atmosphere of the website. It may seem the project has been made by professional designers due to using nicely located blocks and good looking fonts. The navigation is rather simple with the main menu offering to navigate the pages in vertical order on top of the site. Right above the menu there's logically a member login block located. Obviously it is the best place for the login block to be found on the website. Next to the menu one may see a colorful block giving short presentation of the investment offer, given byTetra Funds to its investors. All in all it's a two-column layout with three rows of text blocks in each column. Let's look into it from left to right. So right under the investment plans presentation there's a block giving the idea about the project's mission and vision. To the right of this one, there's a short About Us section with the Big JOIN US button below.

At the bottom of the site there are two colorful blocks, first one showing the list of e-currencies,Tetra Funds accepts for depositing. Next to it there's some contact information, including the physical address of the company that is claimed to manage the funds of Tetra Funds, Tetra Financial Services Pvt Ltd. The Certificate of Incorporation is also located in this block.

At the very bottom of the site one may see a number of seals that show how the site ofTetra Funds is protected.

2. Investment Plans, Referral Program!

There are two investment plans offered by Tetra Funds. Each of them is longterm with the principal returned upon the expiry. The Basic plan offers 2.5% daily for the investment period of 120 business days. There is no compounding, though there is an option to take back the principal before the closure of the plan at 18% penalty fee not sooner than 60 business days after the program launch. Overall ROI for the Basic plan is 400%.

Advanced plan gives higher daily interest, which is 3%. In this plan compounding is offered by default with no possibility to alter. Pre-closure option is also available, though it can be done sooner - after 40 business days after the launch. And the pre-closure penalty fee is also lower - just 9%. After taking a closer look, it is getting obvious, there's something strange in the plans, something which goes beyond common sense. On the other hand, Advanced plan, being more profitable seems to be less risky, which is the best way to attract new members.

As Galinec Mihael replied in the interview, posted earlier on the pages of HYIPNews.com: "Well, the plans are designed after a brainstorming discussion with our operation and management team. We make revenues in various parameters. Our business does not just depend on one source. We have Multi sources to generate income of more than 3%. The major sources for our income is offline loans & Online tradings. I do agree that 3% per day is very high but at the same time we can reduce our risk by making various metrics & parameters in the business standards." Though there is a catch here, which is also described in the interview given to HYIPNews by Mr. Mihael: "...The Plan-2 (Advanced Plan) is a 100% compounding plan. The everyday earnings will get compounded automatically. Members can't withdraw their funds before the plan expires. Pre-closing the plan after 40 days is the another option to withdraw the earnings + invested amount." Now seems clear, enabling compounding you acknowledge your funds locked till the end of the investment period, unless you decide to enable the pre-closure option.

For all willing to promoteTetra Funds there's the affiliate program available. There's nothing special about it, no multi levels no various rates - simple 5% affiliate bonus for referring new deposit to the project.

3. Ways to Make Deposit and Withdraw Funds!

Everything is more than good here.Tetra Funds accepts all popular e-currencies used by HYIP investors online: LibertyReserve and SolidTrustPay, PerfectMoney and EgoPay. Naturally to complete deposit you should first sign-up and then invest your funds to one of two investment plans offered. Concerning withdrawing your funds,Tetra Funds project allows daily funds withdrawal for the Basic plan. As for the Advanced plan, the funds are locked till the end of the investment term for compounding being enabled. The withdrawals are manual. To complete a withdrawal request, one should log into your member area and make the request from there. Once done, it is completed within 24 hours.

4. Legend & Content!

The content of theTetra Funds website is written in simple English. Although the "Our Vision" section tells about some sources for generating income, such as providing consulting services, forex signal services & financial management services services to Mid-level companies in the UK, one should try to ignore all those visions, cause HYIP is just a HYIP after all. There's always a risk to lose money. The website content includes all kind of seals from Malware scanner of Norton or TrustE, still one should remember it won't save you from loss if this HYIP goes down.

5. Customer Care and Support!

Customer care pays much attention to the FAQ page. Lots of questions get clear after reading the FAQ page of Tetra Funds, especially in terms of explaining the investment plans. If any questions still arise, one may use the contact form on the site and also Skype. There's an option to make a call or send the chat message. The physical address given on the main page of the website is more like a virtual office. Sending any mail correspondence to that address will hardly be effective. Anyway, you can try.

6. Technical Aspect!

Tetra Funds is run on a a licensed copy of the Goldcoders HYIP Manager script, the most popular choice among the ready made scripts. The domain 'tetrafunds.com' has been registered on Feb 04, 2013 and expires on Feb 04, 2016. What is really worth mentioning, there is no privacy protection enabled for the domain.

Registrant Contact:
Tetra Financial Services Pvt Ltd
Galinic Mihael ()
5, Rockware Avenue,
Greenford, Greenford UB6 0AA

As you may see it's all clear here. The hosting is provided by Black Lotus Communications.Tetra Funds is hosted on a dedicated server. The SSL Certificate for tetrafunds.com is signed by COMODO Extended Validation Secure Server CA . The SSL Certificate will expire on Wednesday 30 April 2014 this means it is still valid for 341 days. This SSL Certificate will display a green address bar in the visitors browser, and the identity of the website owner and the Certificate Authority. EV SSL Certificates have the highest level of trust and security. This SSL Certificate has 2 subject alternative name(s). This means that this SSL Certificate is not only valid for tetrafunds.com but in this case also for the alternative names tetrafunds.com, www.tetrafunds.com. The SSL Certificate has a 2048-bit length private key. Longer RSA keys are required to provide security as computing capabilities increase. The recommended RSA key-length is 2048 bits. Although a 2048-bit RSA key length is more secure than the common 1024-bit length, it is also slower and might effect server performance. Most web servers continue to use 1024-bit RSA keys without negatively influencing security for normal operations.

7. Special Features!

Among the special features, i tend to single out the online calculator, the link to which is available in the main menu. When entering the calculator page, it may seem too complex. However, entering the FAQ page there's a short manual on how to use it. See it below: "In order to know the correct earning, it involve 4 steps 1) Select today's date 2) Choose your plan (Standard or Advanced) 3) Enter your investment amount 4) Navigate the calender by using the arrow key (Next -->)and select your plan end date 5) Check the profits." Another interesting and useful feature, especially for potential affiliates ofTetra Funds is a pack of banners with your affiliate link integrated into them, which are stored in the members' back office. Nice to have all banners in one place, if you need any, you should simply copy the code and paste it to your site.

8. Conclusion!

So, there's nothing extraordinary about Tetra Funds. The design is not an exclusive, however made professionally and creates friendly atmosphere around the website, which is rather easy to navigate. There's some weirdness about the investment plans. And still, the program seems to be able to attract some early investors. However, will it survive the first cycle, i doubt. I might be wrong after all and hope i am.

Good News

Two programs from the previous Problem section have resumed Paying statuses. These are: Fund Barter and Major Spend. The admins of these two HYIPs seem to be more tolerant than their colleagues. At least for now the statuses are Ok, however, i wouldn't bet on these two right now.


PexPay has informed of another update. The payment processor has decided to lower the most commonly used fee for receiving funds from 1.99% +.24 down to 1.29% +.24. The reason for lowering the fee is to let every person use PexPay. Obviously offering the lowest fee on the market, PexPay may become the most attractive opportunity among the competitors on the field. As reported, PexPay is having many various funding and cashout withdrawal options, including Check and Wire for the clients, ACH options for US bank accounts. In the future PexPay looks forward to make agreement with more new merchants for the purpose of adding PexPay to their accepted lists.

HYIP Blogs.

One more article has been posted on the HYIP Pulse blog, which is called: "The Evil Is Hidden, But He Is There!". The article is about some kind of people, which are known as "Ponzi pimps" among people outside of the HYIP industry who dedicate their time to bust people like us. Most of them would call all of us Ponzi pimps. I am not doing that. In my opinion only people who defend HYIPs at all cost and want to make people believe that some program is a real deal should be called Ponzi pimps. See the complete article with the examples and interesting facts following the link on the HYIP Pulse blog: http://blog.hyip-pulse.com/the-evil-is-hidden-but-he-is-there/

About the author

Brett Sherpan has been working for seven years writing and editing for online and print media. He has held various editing and copywriting positions and can quickly and competently write copy for sales, marketing and editorial content. Brett is a consistently dependable team player, who thrives in a high-pressure environment, enjoying the challenges of meeting deadlines and am comfortable researching, writing and editing on a wide range of topics
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